Global Payment Infrastructure

Maximize Global Payment Success

Iyzipay in Turkey, Stripe in Europe, Telr in MENA — customers pay with local method, system routes to right gateway

Key Metrics

150+

currencies supported

99%+

transaction success rate

payment gateway partners

<2s

fraud detection latency

Operational Challenges

Regional Walls

Iyzipay perfect in Turkey. Stripe global. But Stripe fails 3D in Turkey. Iyzipay doesn't work in Europe. MENA needs Telr. Smart routing is mandatory.

Failed Payments Don't Chain

Customer tries MasterCard, fails. Try Visa? Bank transfer? System must offer alternatives automatically.

Binary Fraud Detection

Block all high-risk = legitimate customers blocked. Allow all = fraud wins. ML risk scores needed.

Currency Chaos

Customer paying in AED. System expecting EUR. Conversion fails. Transaction lost.

Key Features

Maximize Global Payment Success

04 modules

#	Feature	Capabilities
01	Regional Gateways, Single API Customer location auto-detected, routed to right gateway	Turkey: Iyzipay and PayTR, cards, wire transfer, 3D Secure, installments Europe: Stripe and Adyen, SEPA, GDPR, PSD2 SCA, 150+ currencies MENA: Telr and Hyper, local currencies, Fawry, mada cards Fallback: first gateway fails, second called automatically
02	Real-Time Fraud Detection ML models identify suspicious transactions — low risk instant, high risk → 3D SCA	Velocity models: rapid successive payments flagged Geographic impossibility: geographically impossible travel detected Behavioral analysis: abnormal purchase patterns Device fingerprint: catch fraudsters via device ID
03	Refund & Dispute Management When customer opens chargeback, system auto-assembles evidence	Evidence assembly: payment proof, transaction log, customer profile Refund tracking: auto-reverse vendor payout on customer refund Partial refunds: proportional payout and tax calculation Chargeback rate: lower success rate lowers merchant fees
04	Multi-Currency Support 150+ currencies, automatic conversion, FX optimization	Auto conversion: customer currency → merchant currency FX rate optimization: choose best conversion rate Currency risk: hedging option for fluctuation Local payment: customer can pay in local currency

Who Is This For?

Multi-Region E-CommerceE-commerce platforms selling across multiple countries

Global SaaSSaaS companies with global subscribers

MarketplacesMulti-region vendor payment systems

Event PlatformsEvent platforms selling international tickets

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